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Bancshares Holdings VISA® Platinum is a great option for you. It has a low interest rate, little to no yearly fees, and rewards. The card pays you back when you buy things within the continental Bancshares Holdings States by giving you 1% of your purchase back. The card also includes other benefits.
- An introductory 5.99% Annual Percentage Rate, good for 6 months, after which your Annual Percentage Rate will be 8.25% and will vary with the market based on the prime rate.
- No Annual Fee – A cash advance fee of $5 or 1.50%, whichever is less, applies on each cash advance. An over-the-credit limit fee of $10 or 2.00% of your credit limit, whichever is less, will apply.
- Personal Identity Theft Coverage* – Reimbursement for up to $1,000 for costs incurred such as lost wages, costs incurred to obtain credit reports, notarization of affidavits, long distance calls, postage and certain legal fees.
- Fraud Monitoring System*
- Travel Accident Insurance* – Automatic enrollment in accidental death and dismemberment coverage of up to $250,000.
- Purchase Security and Extended Protection* – Protects most purchases for the first 90 days from the date of purchase in the event of loss, theft, damage or fire.
Cardholder Agreement
* Insurance Product
Bancshares Holdings offers savings accounts to help you reach your financial goals. You can choose a money market account for yourself or open one for your children. Accessing and growing your funds is easy with us. All savings accounts come with free online banking, including bill pay, eStatements, and mobile banking with check deposit.
PRODUCTS
SAVINGS SOLUTIONS TO SUPPORT YOUR GOALS.
You can open a Platinum Savings account with just $50. This account gives you good interest rates, and you can easily access your money whenever you need it. There are no rules about how much money you need to keep in the account, and you won’t need to pay any fees each month.
Account Features
- Minimum Opening Deposit: $50
- Minimum Balance Requirement: None
- Six FREE Monthly Withdrawals*
- Competitively Tiered Rate Structure
- Optional ATM Card
If you take out money from your account more than 6 times in a month, we will charge you a $5 fee for each extra withdrawal. Limited activities that count towards this limit include transferring money over the phone, computer, ACH, wire transfer, or any pre-approved automatic transfers.
Our Super Money Market Account gives you a good interest rate, allows you to easily withdraw your money, and free online banking. This account is easy to use and helps you manage your daily finances easily.
Account Features
- Minimum Opening Deposit: $15,000
- Minimum Balance Requirement: $15,000 Daily Ledger Balance
- No Monthly Fee for Account Balances of $15,000*
- Six FREE Monthly Withdrawals*
If you take out money from your account more than 6 times in a month, you’ll be charged $15 each time. The types of transfers that count towards this limit are phone, online, automatic, and wire transfers. Additionally, if you don’t keep a certain amount of money in your account, you’ll be charged a monthly fee of $10.
A Certificate of Deposit’ is a simple way to save money for your future goals. You can choose to save for 3 months up to 5 years, and earn interest. The interest can be paid to you every month, every 3 months, every 6 months, every year or at the end of the time period. The interest can be put automatically into your account or given to you personally. To make things easier and to make sure your money is protected, you can choose the Certificate of Deposit Account Registry Service, which means all your savings certificates will be managed by one bank and you’ll only receive one statement.
If you’re thinking about retiring someday, you can invest in a Bancshares Holdings Individual Retirement Account (IRA). You can choose either a Traditional or Roth IRA and earn a good interest rate on your investment. There may also be extra tax advantages that come with it.
With Easy Life Refunds, you can choose the checking account that suits your needs now and in the future. We have lots of different options that can be customized to give you all the features and benefits you want. Plus, we pride ourselves on giving you excellent customer service.
PRODUCTS
FIND THE RIGHT FIT FOR YOU.
If you choose to open a Easy Life Refunds Rewards Checking account, you’ll have access to all the features of our Free Checking account, as well as some extra benefits. These include:
- Credit Monitoring: Daily monitoring of your credit report with email/ wireless alerts. In addition, receive unlimited online access.
- Shopping Rewards: Access to exclusive offers, rebates and discounts at thousands of leading online retailers through our customized shopping portal. (registration and activation required)
- Entertaiment Discounts: Save up to 40% on movie and theme park tickets. Get your tickets in advance and avoid waiting in line.
- Prescription Discounts: Save an average of 30% on brand-name and generic prescription drugs. Our card is welcomed at approximately 40,000 pharmacies. (This is not insurance)
- $5,000 Accidental Death & Dismemberment Insurance+: Enjoy a greater peace of mind with 24-hour insurance.
Get FREE Easy Life Refunds Rewards Checking by either making 15 purchases using your Easy Life Refunds Visa Debit Card OR by keeping a minimum of $500 in monthly direct deposits. If not, you will have to pay $10 per month for Easy Life Refunds Rewards Checking. However, if you choose to receive electronic statements, you can save $2 and pay only $8 monthly.
If you pick a Easy Life Refunds Rewards Checking account, you’ll get all the stuff from the Free Checking account, plus some more pluses. Some of these are:
Platinum Checking is a special account that offers benefits to customers who have a lot of money. You can earn interest if you have $2,500 or more in your account. This is free and the interest rate is good. But, if you have less than $2,500, you will have to pay $10 per month. If you choose to get your statements online, the fee will be $8 instead of $10.
You don’t need to pay any extra fees or have a certain amount of money in your account with Bancshares Holdings Free Checking. You’ll get everything you need for your account, like a Bancshares Holdings VISA® Debit Card, FREE online banking with bill pay, statements, and mobile banking that lets you deposit checks, use Apple Pay, Android Pay, and Samsung Pay.
Are you thinking about retirement? You can invest in a Bancshares Holdings IRA. We have two kinds: Traditional and Roth. You’ll earn a good interest rate, and maybe even save on taxes.
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Tired of waiting weeks for your refund? Select Instant Refund Claim when making a return to your favourite online retailer. No more wait times. Get Refund instantly.
